Flexi Gold Scheme:-

In this Flexi Gold Scheme, you can pay according to the 22ct gold rate on that day, credit in your account in terms of gold weight in 0.5 Gm, 1 Gm, 2 Gms, 3 Gms, 4 Gms, 5 Gms.

In this scheme, you can credit any weight (0.5 Gram to 5 Grams) of gold on any date of your choice in multiple times. You can credit a maximum of 5 Grams in a month.

Monthly payment may be made by Cash or Cheque (payable at Chennai) favouring “KHAZANCHI JEWELLERS PVT LTD” based on the 22ct rate on that day.


Those who discontinued the scheme in between they will not be given a benefit of wastage. Those who pay continuously for 11 months will be benefitted and therefore defaulting members would become eligible for the benefit after they have paid all the 11 instalments. In other words, their eligibility would get postponed by the no.of months they have defaulted.

 Payment also accepted by Credit Card / Debit Card or Online through www.khazanchijewellers.com Every month at least once you have to fix your gold and pay for 11 months. After completing 30 days of 11-month instalment, you can collect your gold in the form of 916 gold jewellery with No Wastage and No Making Charges.

After the Maturity period, if the purchased Gold ornaments having different wastage and inseparable excess weight, Customer should pay the average wastage for the excess gold weight and the gold price on that particular day with GST. For example, if you are saving 30 Grams gold in 11 months.

If the Customer purchase the gold ornaments less than the maturity weight. Then, the balance wastage value should not be adjustable or refundable.

Cash will not be refunded on any circumstances. There will not be any interest for your money. You cannot purchase Antique, Diamond, Platinum, Silver and Gift articles in this scheme.

Precious stones, pearl and coral for such type of ornaments you will be charged extra. As well as for special nagas ornaments making charges should be bare by the customer.

Members should ensure that your payments are correctly entered in the passbook.

Customer has to pay 3% of GST on purchase.

The Management has the right to take any decision on its own at any time without any prior notice.

It is hereby agreed that in case of any dispute with respect to the terms, the same shall be referred to the arbitrator to be appointed in consonance by both the Comapny and Customer and in case there is no consensus, Indian Arbitration and Concialation Act shall apply and the place of arbitration shall be at Chennai, India.